Simulating Worst-Case Scenarios for Passive Capital Income

After a period of deprivation and frugality, Luise has entered a phase of greater financial freedom. All her funds are in an ETF portfolio that averages a 7% return in the long term. Unfortunately, the 7% return is not constant and fluctuates significantly. Luise plans to withdraw a certain amount every month, either through dividends or by selling shares. Before I continue with a financial-themed story, I want to clarify that I’m not a financial expert. I’m just an individual who is interested in personal retirement planning and other financial topics, accumulating some solid half-knowledge along the way, and occasionally relying on my more or less sound common sense. From time to time I create or extend a calculator. ...

September 25, 2023

Passive income from stock market investments

How can you generate passive income from return on stock market investments or dividends*Dividends are of course also a kind of investment income. I just wanted to mention them again because they play a special role in this article. and when does that make sense? In addition to explanations and anecdotes, I also present mathematical formulas to answer this question🥳*That's a smiley celebrating the existence of math in this article.. ...

May 13, 2021